Reinsurance & Program Business Specialist

Help improve advanced AI reasoning for complex reinsurance and program-business decisions by creating realistic risk-transfer scenarios and evaluating responses against established market standards. This role draws on practical expertise across treaty structures, facultative placements, delegated authority, fronting, captives, and alternative risk arrangements.

Key Responsibilities

• Design realistic scenarios covering treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.
• Develop high-quality reference answers reflecting experienced reinsurance and program-business practice.
• Evaluate AI-generated work using structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify errors involving layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier and MGA responsibilities.
• Provide written feedback to support improvements in model behavior.
• Participate in onboarding office hours and calibration sessions.

Qualifications

• At least 2 years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Working knowledge of at least one of the following: treaty reinsurance, facultative reinsurance, MGA or MGU programs, Lloyd''s arrangements, captives, or fronted programs.
• Ability to identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understanding of how contract structure affects risk transfer, earnings, collateral, claims handling, and reporting.
• Excellent written reasoning, commercial judgment, and attention to detail.
• Ability to distinguish reinsurance decisions from direct underwriting and standard claim adjudication.

Preferred Qualifications

• CPCU, ARe, ARM, ACAS, FCAS, or a comparable designation.
• Experience in both ceded and assumed reinsurance.
• Background in reinsurance broking, treaty wording, recoverables, or claims.
• Experience with program audits, delegated authority, or bordereaux management.
• Experience with captives, large-deductible programs, retrospective rating, or risk-sharing arrangements.

Work Terms

• Remote role open to applicants in the United States, Canada, or the United Kingdom.
• Per-task engagement.
• Minimum commitment of 20 hours per week, with 40 or more hours per week preferred.
• Work begins immediately. Applications are reviewed on a rolling basis.

Compensation

• Compensation is $800 per task.