Financial Crime Analyst for AML & KYC Evaluation

Perform realistic, analyst-level financial crime and KYC work by completing self-contained case exercises built from mock files. You will produce client-style draft deliverables similar to on-the-job outputs, without access to live systems or client data, and each submission will be evaluated against a rubric.

• Adjudicate transaction-monitoring alerts using an alert packet, KYC/CDD profile, and transaction history, document dispositions, and draft a SAR narrative when warranted.
• Review client onboarding and KYC packets for completeness, identify cross-document discrepancies, and produce remediation lists.
• Resolve multi-layer beneficial ownership structures, applying 10% and 25% ultimate beneficial owner thresholds.
• Adjudicate sanctions and adverse media hits as true match, false positive, or escalate, providing a concise rationale for each decision.
• Triage supervisory alert queues, adjudicate card fraud and disputes, and assess flagged communications against trade records.

• Minimum 3 years hands-on experience in AML, financial crime, KYC/CDD, sanctions screening, fraud and disputes, or transaction surveillance at a bank, fintech, payments company, or money services business.
• Working knowledge of FinCEN, FATF, and OFAC frameworks, and familiarity with SAR and CDD documentation standards.
• Strong ability to produce clear, defensible written rationales for investigative decisions.
• Nice to have, but not required, credentials and skills: CAMS or CFE certification, experience with enhanced due diligence and entity unwinding, SQL or transaction analytics, and direct fintech or payments product experience.

• Engagement type: Contract, independent contractor status.
• Expected commitment: approximately 15 hours per week.
• Location: Remote, US-based candidates only.

Hourly pay, $75.00 to $100.00 per hour, depending on experience.

• Must be based in the United States. Contractor status will be required.
• No access to live client systems or actual client data will be provided; all assignments use mock files.

Applicants will complete a timed assessment that mirrors actual work tasks. The assessment includes:

• An alert packet exercise requiring disposition decisions and a SAR narrative.
• A KYC packet review resulting in a discrepancy and remediation list.
• A batch of sanctions hits to adjudicate with short rationales.

Submissions are evaluated against a rubric. Successful candidates will be engaged as hourly contractors and scheduled for ongoing mock-case assignments consistent with the stated weekly hours.